Finance Journalist, Expert ReviewerSandra (Sandy) joined the PaydayGorilla in 2023. Previously, she worked with Loan Factory as a part-time freelance content writer. Sandra loves covering topics with adequate writing skills, including personal loans, credit cards, online loans, investment, and money management. She is very interested in writing for finance and wealth and always helps readers with her in-depth articles. Sandra loves and is passionate about educating young and middle-aged South African youngsters about saving money-saving things. She holds PhD in Finance from University of Johannesburg, South Africa.